Privacy Policy

Our Commitment to Protecting Your Privacy

At Tiverton Wealth, LLC (“Tiverton Wealth,” “Tiverton,” “we,” “us,” or “our”), protecting your privacy is fundamental to how we conduct business—online, over the phone, and in our office. We place the highest value on the information you share with us and work hard to preserve the private nature of our relationship with you.

Federal law requires us to explain how we collect, share, and protect your personal information. Federal law also gives consumers the right to limit certain—but not all—types of sharing. Please read this Privacy Policy carefully to understand what we do.

SMS/Text Messaging Terms & Conditions

By providing your mobile phone number to Tiverton Wealth, you consent to receive SMS (text) messages from us. These messages may include, but are not limited to:

• Appointment confirmations
• Appointment reminders
• Follow-up messages
• Service notifications
• Other account or service-related communications

Messages may be sent manually or through automated systems. Message frequency varies based on your interactions with us. Message and data rates may apply.

Opting Out / Help

• Reply STOP to discontinue SMS messages
• Reply HELP for assistance

We do not share your mobile phone number with third parties for their marketing purposes. All SMS-related information is handled in accordance with this Privacy Policy.

SMS Privacy Policy

Text message opt-in data and consent are not shared with any third parties (including subsidiaries and affiliates). If you wish to be removed from receiving future communications, text STOP to opt out.

Why We Collect Your Information

We gather information about you so that we can:

• Help design, implement, and deliver the investment advisory and financial planning services we provide; and
• Comply with federal and state laws and regulations that govern us.

What Information We Collect and Maintain

The type of personal information we collect and share depends on the products and services you have with us. We may collect the following types of nonpublic personal information about you:

Identity Information

• Name, contact information, email address, and mobile phone number
• Social Security number
• Date of birth
• Employment and income information

Financial and Account Information

• Account balances and assets
• Transaction history
• Investment and retirement information
• Beneficiary and estate planning-related information
• Information that we generate to service your financial needs
• Information received from third parties in connection with the services we provide

How We Collect Your Information

We collect your personal information when you:

• Open an account
• Deposit or transfer money
• Seek investment advice
• Enter into an advisory agreement
• Provide information about your investment or retirement portfolio
• Communicate with us regarding your financial situation

We may also receive personal information from other companies, custodians, or service providers.

Our Use of Artificial Intelligence

Tiverton Wealth may use artificial intelligence (AI) and machine learning technologies to support and enhance our business operations and the services we provide to you. These tools may be used for purposes including, but not limited to:

• Client Communication: Drafting, summarizing, and translating correspondence, meeting notes, and reports.
• Research and Analysis: Summarizing data, conducting industry and market research, and organizing information to help us better serve our clients.
• Document Review and Administration: Reviewing documents, generating templates, and automating routine administrative and compliance-related tasks.
• Marketing and Content Development: Assisting in the preparation of marketing materials and educational content.

AI does not replace human judgment. All investment recommendations, financial planning advice, and decisions affecting your account are made by our qualified advisory personnel. Any AI-generated content or analysis is reviewed by a member of our team before it is relied upon or provided to you.

We do not use AI to make autonomous investment decisions on your behalf, and we do not use AI tools to disclose your nonpublic personal information to third parties except as otherwise permitted or required by this Privacy Policy or by law.

Where we use third-party AI-powered tools or vendors to process personal information (for example, cloud-based drafting, transcription, or research tools), those providers are contractually required to maintain the confidentiality and security of your information and may only use it to perform the services requested of them, consistent with the “What Information We Disclose” section below.

If you have questions about our use of AI or would prefer that AI-assisted tools not be used in connection with your communications, please contact us using the information at the end of this Privacy Policy.

What Information We Disclose

We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. Tiverton Wealth may disclose a client’s nonpublic personal information:

• To individuals and/or entities not affiliated with Tiverton Wealth, including third parties that assist in the supervision or management of your account(s) (e.g., sub-advisers, custodians, record keepers, attorneys, accountants, etc.);
• To service providers contracted by us to perform duties in furtherance of your engagement (e.g., client management systems, archiving vendors, cloud providers, AI-powered tools, compliance technology vendors, etc.);
• To your authorized representative or power of attorney;
• When we receive your prior consent;
• In connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and
• As otherwise permitted under applicable federal and/or state privacy regulations.

We do not sell your personal information. No contact information, including phone numbers and email addresses, will be shared with third parties or affiliates for marketing or promotional purposes.

Reasons We Share Your Information

Your Rights to Limit Sharing

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes (information about your creditworthiness)
• Affiliates using your information to market to you
• Sharing with non-affiliates for their marketing purposes

State laws and individual policies may provide additional rights.

Policy Changes / Additional Opt-Out Rights

If Tiverton Wealth changes its privacy policy in a manner that would allow disclosure of nonpublic personal information not covered under applicable law, clients will be given the opportunity to opt out of such disclosure.

Joint Account Note

If you limit sharing for an account held jointly with another person, your privacy choices apply to all account holders.

How We Protect Your Personal Information

We restrict and limit access to client information only to those who need to carry out their business functions. To protect your personal information from unauthorized access and use, we maintain security measures that comply with federal law, including:

• Computer and network safeguards
• Secure data storage
• Restricted access to files
• Secure buildings and physical protections
• Physical, electronic, and procedural safeguards
• Confidentiality agreements with non-affiliated service providers, including providers of AI-powered tools

Former Clients

Even if we cease to provide you with financial services, this Privacy Policy will continue to apply. We maintain records for the retention period required by law.

Definitions

Affiliates

Companies related by common ownership or control.

Non-Affiliates

Companies not related by common ownership or control. Tiverton Wealth does not share personal information with non-affiliates for marketing purposes.

Joint Marketing

A partnership between non-affiliated financial companies to jointly market products or services.

Questions or Requests to Limit Sharing

If you have questions about this Privacy Policy or would like to request a limitation of information sharing permitted under federal law, please contact:

• 281-865-8858
• alex@tivertonwealth.com

Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with our Chief Compliance Officer, who can be reached at the number above.